Design & Medialow risk

n-risk-of-ruin

Find and cap risks that could end the game. Use when explicitly invoked.

thepraggyverse/naval·skills/n-risk-of-ruin/SKILL.md
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⚠ 安裝指令使用開源 skills CLI。執行前請檢查來源、腳本與權限。
# Naval Risk Of Ruin

## Purpose

Identify legal, health, financial, relationship, and reputation ruin risks.

## Read First

- `references/concept.md`

Read only the files needed for the current request.
All runtime references are local to this skill so the folder can be copied independently.

## Workflow

1. List credible worst cases across money, law, health, trust, and reputation.
2. Estimate reversibility, recovery time, correlated exposure, and early warning signals.
3. Add caps, buffers, diversification, staged commitments, or qualified review.
4. Reject or redesign any path whose residual ruin exceeds the user's boundary.

## Output

Return these checkable fields:

- Ruin scenarios
- Concentration points
- Protection measures
- Residual risk
- Proceed, redesign, or reject

## Boundaries

This is a screening tool and does not replace legal, medical, or financial professionals.

Paraphrase by default and do not reproduce long passages from the book.
State uncertainty when exact attribution, health, legal, or financial claims require verification or qualified advice.

## Example

User: "What could ruin me in this plan?"

Assistant: Use the workflow above and return ruin scenarios, concentration points, protection measures.